How to Win at Baccarat - Essential Tips & Tricks

Baccarat is known for its simple gameplay. All you need to do is to bet on the player, banker, or a tie. Then, it's all up to chance.

You might wonder why you need a strategy if the game is so straightforward. This feeling lasts while you're winning. But when you start losing, you might start questioning your decisions.

This is where strategy becomes useful. It doesn't promise a win, but you'll know you played your best, and results will follow. If you dig deeper, you'll find that tactics matter, and using a good baccarat strategy can greatly improve your odds.

What Is the Best Bet in Baccarat?

Having just three betting options can actually make choosing harder for players. In roulette, you can place 20 bets or even more in a single round, and that will be fine. But in baccarat, you're betting on mutually exclusive outcomes, meaning you have just one choice. So, what's your move?

Player and banker are your main options. The rules say the player bet pays 1:1, but the banker bet pays 0.95:1. Why this discrepancy?

The banker has an edge because of how the cards are dealt. Both the player and banker might get a third card, but the banker's action relies on the player's card. This gives the banker a better chance of winning.

To balance this advantage, a 5% commission is applied to winnings from banker bets. Yet, the banker bet remains the top choice, with an RTP of 98.94% versus 98.76% for the player.

As for tie bets, seasoned players never take these seriously. The chance of a tie is 9.53%, and the payout is 8:1 or 9:1 at most. This leads to a bet with an RTP of around 85%. Some gamblers see scams in casinos all the time. With this RTP, betting on a tie in baccarat is essentially a scam.

To wrap it up, you can choose between player and banker bets as you wish. The banker bet in baccarat provides slightly higher odds with a reduced payout and a minor RTP difference. Most importantly, you should never bet on a tie.

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Baccarat Betting Systems

Since players don't impact the gameplay in baccarat, strategy revolves around betting. Betting systems provide clear guidelines for adjusting your bet size based on the game's flow. Some systems suit risk-takers, while others help maintain a steady bankroll. Just find a system that fits your style.

Flat Betting

It's a basic method, but even seasoned players embrace it due to its effectiveness. With flat betting in baccarat, you bet the same amount each round, no matter how the game is going. This way, you avoid the rapid escalation of bets that other systems might lead to.


This betting strategy is well-recognized for games with even odds, such as baccarat. The idea is simple: you increase your bet twofold after each loss. The goal is to recover past losses. When you eventually win, you gain a profit equal to your first bet.

Although the Martingale system in baccarat is appealing, it also carries major risks. Imagine you deposit $20 and begin with a $1 bet. After just four losses, your balance would be gone.

The chance of this happening is only around 4%. However, if you use the system regularly, it's bound to occur at some point. So, make sure you have enough funds for this rare but possible scenario.


This approach is also called Paroli, but Anti-Martingale describes it more accurately. Instead of doubling your bet after a loss, you do it after a win. It's all about leveraging winning streaks, typical for baccarat.

And don't forget to calculate the odds. Let's say you start with $25 and aim for $200. You need to double your money three times. The chance of doing this is around 9%. So, you might hit your target once in every 11 tries. But remember, this goal is ambitious. You don't have to risk all your money in one go or attempt to multiply your whole deposit several times. Setting more realistic targets can improve your odds.


This is another strategy similar to the Martingale, but it prevents you from raising your bets too much during a losing streak.

With the D’Alembert strategy in baccarat, you should add one unit to your bet after each loss, rather than doubling it. For instance, you start with a $5 bet. If you lose, increase the bet to $10, then to $15, and so forth. If you win, reduce the bet by one unit, like going from $15 back to $10.

Just like the Martingale, the D’Alembert strategy has a reverse form where you raise your bet by one unit after a win and lower it after a loss.


In this system, you adjust your bet according to the Fibonacci sequence: 1, 1, 2, 3, 5, 8, 13, 21, 34, 55, 89, 144, and so on. Each number is the sum of the previous two. When using the Fibonacci strategy in baccarat, you move one step forward in the sequence after a loss and two steps back after a win.

The strategy is based on the idea that even if you don't win immediately, a winning streak will come sooner or later. Then, you can gradually work your way back to the start of the sequence and potentially end up with a profit.

In this sense, the Fibonacci system is akin to the Martingale but offers a more interesting way to manage your bets. In both these strategies, it's important to start small. Otherwise, a few losses could deplete your balance before you can even implement the strategy.


If the Fibonacci system's bet pattern doesn't suit you, but you're interested in a similar approach, check out the 1-3-2-6 baccarat strategy. The name of the strategy outlines the sequence of bets to follow during a winning streak.

Let's say you begin with a $1 bet. If you win, you bet $3, then $2, and finally $6. After completing the sequence or losing, you restart with a $1 bet. Continue this process until you reach your profit target.

The idea behind this strategy is to decrease your bet after two wins to guard against a possible loss. But if luck is on your side, you boost your bet to 6 units in the final round to make the most of the winning streak. Completing the sequence nets you a 12-unit profit, or you break even if you lose the last round. There's also a 1-3-2-4 variation where you bet four units in the last round to save some profit if things don't go your way.


The Labouchere system for baccarat lets you choose your betting sequence and provides a clear method to complete it.

First, decide on a profit goal, like winning $100. Then, break it into smaller amounts. These could be 7, 9, 16, 14, 11, 11, 11, 6, 8, 7, 11, or any other numbers you prefer.

To figure out how much to bet, add the first and last numbers in the sequence. For example, 7+11 equals 18. If you win, remove those numbers and go to the next pair. If you lose, add the lost amount to the sequence's end and keep playing. So, the next bet would be 7+18, which is 25.

Baccarat Strategy Tips

Players looking to improve their odds should also study winning tips for baccarat. While these aren't exactly strategies, they cover crucial aspects of the game, which is another factor of success.

Picking the Best Strategy

The strategies we've covered vary widely in their approach to play. What works for one player might not be right for another. For example, we suggest beginners start with flat betting and then switch to the D’Alembert or 1-3-2-6 strategies. Risk-takers might enjoy the Anti-Martingale and Labouchere strategies more. You might also find it helpful to use strategies tailored for specific versions of the game, like a Lightning Baccarat strategy.

Balance Check

A strategy works best when you have ample bets to follow through. Sure, you could bet it all on a tie, but that's not what we suggest. Also, you should never bet more than you're okay with losing. Remember, strategies can boost your odds, but the casino still has the upper hand.

Coming Out Ahead

When it comes to bankroll management, the assumption is usually that you'll lose. Yet, learning to quit the game with a profit is just as vital for a skilled player. If you're looking for more than thrills from baccarat, set a win target and exit the game once you reach it.

Choosing a Currency

Picking the right payment method and currency is also important. It impacts how simple it is to deposit and how swiftly you can withdraw your winnings. Crypto baccarat is a notable choice in online casinos. It enables deposits from anywhere, quick payouts, and often doesn't require verification.

Game Selection

We often consider baccarat as a single game, but it's actually a category with many versions. For instance, Bitcoin live baccarat played with a live dealer is popular. Live games also include different baccarat versions, some even with higher payouts.

Look at the different games to pick the right one for you. If you want the best odds, the classic version is the way to go.

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